uob own banking
uob own banking
Blog Article
UOB Bank delivers several different own banking expert services created to fulfill the economic requires of individuals. Under is an intensive overview that can assist you understand The real key factors and choices.
Sorts of Accounts
Financial savings Account: This account means that you can lower your expenses although earning curiosity.
Characteristics: Quick access, fascination earnings, nominal costs.
Benefits: Safe spot for your resources, opportunity advancement as a result of fascination.
Existing Account: Ideal for day by day transactions and taking care of charges.
Capabilities: Checkbook facility, overdraft safety.
Advantages: Effortless for normal payments and withdrawals.
Set Deposit Account: For people seeking to get paid increased desire charges about a fixed period of time.
Features: Fastened phrase deposits, larger curiosity rates when compared with personal savings accounts.
Rewards: Safe financial investment selection with predictable returns.
Financial loans
Personal Loans: Unsecured financial loans that may be utilized for many uses like education or home renovation.
Kinds:
Installment Loans
Credit score Strains
Benefits: Adaptable repayment conditions, competitive desire prices.
Home Financial loans: Tailor-made solutions for acquiring property or refinancing current home loans.
Forms:
Mounted Price Dwelling Financial loan
Floating Price Household Financial loan
Positive aspects: Different designs to fit person wants, attractive costs.
Bank cards
UOB gives A selection of bank cards catering to different lifestyles and shelling out habits:
Rewards Cards: Earn details on each obtain which may be redeemed for gifts or travel miles.
Cashback Playing cards: Get dollars rebates on every day paying like groceries and eating out.
Journey Cards: Special Gains like air miles accumulation and journey insurance protection.
Financial commitment Expert services
For individuals serious about rising their prosperity by means of investments:
Unit Trusts * Diversified portfolio managed by professionals. * Suitable for very long-expression progress objectives.
Structured Deposits * Combines the features of standard deposits with expense products and solutions. * Most likely better returns but with some threat included.
Insurance Merchandise
To protect your self and Your loved ones in opposition to unforeseen occasions:
Lifestyle Insurance policy * Presents fiscal safety in case of Demise or significant illness. * Might also function a cost savings Software dependant upon the policy decided on.
Well being Coverage * Handles health-related costs such as hospitalization costs. * Essential for mitigating significant Health care expenses.
Electronic Banking Solutions
Advantage at your fingertips by means of electronic platforms:
Web Banking
Permits you to control your funds on line:
Perspective account balances and transaction heritage
Transfer cash concerning accounts or pay back bills
Apply for new goods (loans/bank cards)
Mobile Banking
Banking on-the-go via mobile apps:
Speedy harmony checks
Cellular website payment alternatives (QR code payments)
Notifications & alerts about account activity
Using these detailed offerings, UOB aims to provide personalised banking options that cater particularly to individual needs while guaranteeing usefulness and security in all transactions.